Alexander Ludwig is Professor for Public Finance and Debt Management at the Research Center SAFE, Goethe University, Frankfurt since 2014. He is also the Program Director for the Research Area Macro Finance – Monetary Policy and Fiscal Stability from 2005. Previously, he was Professor for Macroeconomics at University of Cologne and prior to that, he was Assistant Professor at University of Mannheim and Head of Research Unit “Macroeconomics” at the Mannheim Research Institute for the Economics of Aging (MEA).

Andy Glover is a Senior Economist at the Federal Reserve Bank of Kansas City. He is a quantitative macroeconomist, with an interest in how microeconomic heterogeneity interacts with legal institutions and market structures. His recent work is on entrepreneurship, the distributional effects of recessions, and the cyclical consequences of adverse selection in labor markets. Most related to the Market group, he is interested in how human capital accumulation is affected by adverse selection, either between a student and creditors or between college graduates and employers.