Economists have mainly focused on human capital accumulation, rather than on the causes and consequences of human capital depreciation in late adulthood.

We study the accumulation of financial competencies in a model of dynamic skill formation. We find evidence of complementarities between financial literacy and risk attitudes. Risk tolerance facilitates experimentation and learning-by-doing.

This paper evaluates the impact of “Coding Girls”, an educational enrichment program designed to address the underrepresentation of women and girls in the fields of science, technology, engineering, and math (STEM) in Italy by stimulating young female students’ interest in programming and science


The Oxford Series on Human Capital and Economic Opportunity will present state-of-the-art research from a variety of perspectives on the problems of opportunity, human flourishing, and public policy. Volumes in the series will be grouped in accordance with these themes and will be based on the work of HCEO members. In some cases, the volumes will contain research first presented at HCEO conferences, and in others will contain specially commissioned research. The series is published by the Oxford University Press.