Kyle Herkenhoff is an assistant professor of economics at the University of Minnesota and visiting scholar at the Federal Reserve Bank of Minneapolis. He received his Ph.D. from UCLA in 2014, and his research, which focuses on the interaction of labor markets and consumer credit markets, places equal weight on theory and empirics.
Paul Goldsmith-Pinkham is an Assistant Professor at the Yale School of Management. Prior to this, he was a Financial Economist at the Federal Reserve Bank of New York. His research interests include consumer finance. econometrics, and social networks. His current work focuses on assessing the costs and benefits of debtor protection policies and understanding the role that consumer debt plays in the macroeconomy.