Working Papers

Bequests may be a key driver of late life savings behavior and more broadly, a determinant of intergenerational inequality. However, distinguishing bequest motives from precautionary savings is challenging.

In job applications, job interviews, performance reviews, and a wide range of other environ-ments, individuals are explicitly asked or implicitly invited to assess their own performance.

While many studies have shown that parental skills are important for child outcomes, whether this derives from non-genetic mechanisms is less clear.

Medicare is the largest government insurance program in the United States, providing coverage for over 60 million people in 2018. This paper analyzes the effects of Medicare insurance on health for a group of people in urgent need of medical care – people with cancer.

We develop a model to predict consumer default based on deep learning. We show that the model consistently outperforms standard credit scoring models, even though it uses the same data.

Aging populations in developing countries have spurred the introduction of public pension programs to preserve the standard of living for the elderly.

Improving productivity among microenterprises is important, especially in low-income countries where market imperfections are pervasive, and resources are scarce. Relaxing credit constraints can increase the productivity of microenterprises.